California Privacy Policy

Effective Date: September 6, 2024

1. Introduction

At 1Financially, we value your privacy and are committed to protecting your personal information in compliance with California privacy laws, including the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). This California Privacy Policy provides additional details about how we collect, use, and share your personal information, and explains your rights under California law.

2. Categories of Personal Information We Collect

Under California law, we are required to disclose the categories of personal information we collect about you. These categories include:

a) Personal Identifiers: Name, contact details (email address, phone number, postal address), and other identifiers.

b) Financial Information: Account numbers, transaction histories, income information, and other financial data.

c) Identifiers and Personal Information: Social Security Number (SSN), driver’s license number, and other unique identifiers.

d) Internet Activity: Browsing history, search history, and information about interactions with our website and services.

e) Geolocation Data: Information about your geographic location, if applicable.

3. Purposes for Collecting Personal Information

We collect personal information for the following purposes:

a)To Provide and Improve Services: To deliver and enhance our financial services and features.

b) To Communicate: To respond to inquiries, provide customer support, and send notifications about updates or changes.

c) For Marketing :To offer personalized advertisements and promotions, subject to your consent.

d) For Legal Compliance: To comply with legal obligations, prevent fraud, and ensure the security of our Services.

We do not sell your personal information. However, we may share your personal information in the following circumstances:

a) Business Transfers: In the event of a merger, acquisition, or asset sale, your personal information may be transferred as part of the transaction.
b) Legal Obligations: We may disclose personal information to comply with legal processes, enforce our policies, or protect the rights and safety of our users and others.

5. Your Privacy Rights Under California Law

5.1. Right to Access

You have the right to request access to the personal information we have collected about you over the past 12 months. This includes the categories of information collected, the purposes for which it was used, and the third parties with whom it was shared.

5.2. Right to Deletion

You have the right to request that we delete your personal information from our records. We will comply with your request, subject to certain exceptions, such as when the information is needed to complete transactions, comply with legal obligations, or detect security incidents.

5.3. Right to Opt-Out of Sale

While 1Financially does not sell personal information, if we were to do so in the future, you would have the right to opt-out of such sales.

5.4. Right to Non-Discrimination

You have the right not to be discriminated against for exercising your privacy rights under California law. This means we will not deny you services or provide a different level of service because you have chosen to exercise these rights.

5.5. Right to Correct Information

You have the right to request that we correct inaccurate personal information about you.

6. How to Exercise Your Rights

To exercise your privacy rights, you may submit a request by contacting us using the information provided below. We will verify your identity before processing your request to ensure that we only disclose or delete information for the correct individual.

Contact Information:

1Financially Privacy Team
Email: privacy@1financially.com

7. Verification Process

To protect your privacy and security, we will verify your identity before fulfilling your request. Depending on the type of request, we may ask you to provide additional information or authenticate your identity through our secure channels.

8. Notice of Financial Incentives

If we offer any financial incentives that are tied to the collection or use of personal information, we will provide you with clear and concise information about the nature of the incentives and how they affect your personal information.

9. Changes to This Policy

We may update this California Privacy Policy periodically to reflect changes in our practices or legal requirements. We will post the updated policy on our website and notify you of any significant changes. Your continued use of our Services after the effective date of the revised policy constitutes your acceptance of the changes.

10. Additional Information

For further details about our privacy practices, please refer to our general Privacy Policy. This California Privacy Policy supplements but does not replace our general Privacy Policy.

Conclusion

1Financially is dedicated to ensuring your privacy and complying with California’s privacy laws. We appreciate your trust and are committed to protecting your personal information while providing you with the best financial services.